The essential setup sequence for newcomers arriving in Toronto.
Action checklist
Complete these steps in order for the fastest, safest setup.
1Get a Rogers or Fido SIM at Pearson Airport immediately
2Book a Service Canada appointment for your SIN number
3Open a TD or RBC bank account with newcomer program
4Get a Presto card for TTC and GO Transit
5Apply for OHIP (Ontario health card) or buy private insurance for the 3-month wait
City context: Toronto
These steps are tailored for newcomers in Toronto. Costs, availability, and requirements may differ in other cities — switch the city selector above to switch context.