A realistic starting budget for expats moving to Toronto.
Action checklist
Complete these steps in order for the fastest, safest setup.
1Rent (1BR, downtown Toronto): $2,200–2,800/month
2TTC monthly pass: $156/month unlimited transit
3Groceries: $400–600/month cooking at home
4Canadian income tax: 31–35% effective rate on $100,000 salary — budget net income
City context: Toronto
These steps are tailored for newcomers in Toronto. Costs, availability, and requirements may differ in other cities — switch the city selector above to switch context.