Money and Payments

How to Open a Bank Account as a Newcomer in Berlin

Best banking options for foreigners in Germany without a credit history.

Action checklist

Complete these steps in order for the fastest, safest setup.

1N26 or Revolut: open without Anmeldung — get before registration
2Deutsche Bank and Commerzbank: traditional banks, need Anmeldung
3Bring passport + Anmeldung (address registration) to branch
4SCHUFA check: most banks run this — N26 and Bunq do not

City context: Dubai

These steps are tailored for newcomers in Dubai. Costs, availability, and requirements may differ in other cities — switch the city selector above to switch context.

Read what residents say about Money and Payments in Dubai

Money and Payments

How to Open a Bank Account as a Newcomer in Berlin

Best banking options for foreigners in Germany without a credit history.

Action checklist

Complete these steps in order for the fastest, safest setup.

1N26 or Revolut: open without Anmeldung — get before registration
2Deutsche Bank and Commerzbank: traditional banks, need Anmeldung
3Bring passport + Anmeldung (address registration) to branch
4SCHUFA check: most banks run this — N26 and Bunq do not

City context: Dubai

These steps are tailored for newcomers in Dubai. Costs, availability, and requirements may differ in other cities — switch the city selector above to switch context.

Read what residents say about Money and Payments in Dubai